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Benefits

Life/AD&D Insurance

Life Insurance and AD&D Insurance Benefits Offered by the Trust

The Trust offers a variety of group Life Insurance and Accidental Death or Dismemberment (AD&D) plans. Your bargaining unit must negotiate one of the plans in order for you to have this coverage.

Please refer to your collective bargaining agreement or call Northwest Administrators at (800) 458-3053 to see if you have Life and AD&D coverage and the details of your particular plan.

Employee Life Insurance—The employee life insurance benefit ranges from $5,000 – $30,000 depending upon your plan. This amount will be paid to your beneficiary in the event of your death from any cause.

Dependent Life Insurance—The spouse or other eligible dependent benefit is $500 – $3,000 depending upon your plan. This amount will be paid to you in the event of your child, spouse or legal partner’s death from any cause.

Employee Accidental Death or Dismemberment—This benefit ranges from $5,000 – $30,000 depending upon your plan and is payable to your beneficiary in the event of your death, or to you in the event of your loss, if your death or loss is caused by an accidental injury while you are covered under the Plan.