Annual Enrollment
Annual Enrollment
Annual Enrollment for Medical Coverage
Annual Enrollment is the designated time each year for active plan participants to update or confirm their enrollment information or change medical plans if there is a medical plan option available for their area of residence. You must re-enroll every year to verify or update your enrollment information, even if you do not have changes to make.
Annual Enrollment is happening now! Nov. 1, 2024 to Dec. 15, 2024.
Annual Enrollment
Completing Annual Enrollment every year ensures that you and your eligible dependents have medical coverage for the next plan year beginning on January 1 so that you can avoid any delayed or unpaid claims.
To make sure that you and your family are covered you must complete Annual Enrollment every year.
Please note that you do not have to wait for Annual Enrollment to make changes in your enrollment information if it changes during the year. For example, if you have a child, get married or divorced, change addresses, your spouse’s insurance changes, etc. you should make those changes as they occur as well as confirm your information during Annual Enrollment.
The Annual Enrollment period for 2025 is happening now: November 1, 2024 to December 15, 2024.
ONLINE – The easiest and fastest way to complete enrollment is online at www.nwadmin.com. Log in or register as a participant if you haven’t previously used the site. You will be guided step-by-step through the process to review your current enrollment information and make changes or confirm that your enrollment information is current. You must do this every year, whether you have changes or not.
Please note: Spouses or covered domestic partners will need to log in using their own login. Also, if this is either of your first time registering, it can take up to 48 hours to be able to access the Health Assessment on the WellRight website.
BY MAIL – If you do not have internet access you can complete enrollment via the mail. First review this list or Kaiser’s 2025 Enrollment Guide to see if Kaiser is available in your area. Even if you are not changing plans or on Kaiser, you must still choose the correct form to complete.
- If Kaiser is available, download this paper enrollment form.
- If Kaiser is NOT, download this paper enrollment form.
For either form, if you choose to re-enroll by paper, you must complete the form in its entirety, not just make changes or select your plan. Sign the completed form and mail it to: Washington Teamsters Welfare Trust, Attn: Annual Enrollment. 2323 Eastlake Avenue East, Seattle, WA 98102-3393.
The Annual Enrollment period to choose a new plan in 2025, if eligible, is November 1, 2024 to December 15, 2024.
If you reside in an area serviced by Kaiser Permanente, you will be offered a choice of medical plans, the Trust PPO Medical Plan or the Kaiser Permanente Plan. Both plans are offered through the Trust, and Summary of Benefits and Coverage documents are linked below.
After completing re-enrollment online at www.nwadmin.com, you may choose to stay in your current medical plan or change plans. Even if you do not want to change plans, you still must update/verify your information. Both medical plans, offered at the same cost, are:
Trust Medical Plan – Allows you to choose in-network care at the highest level of coverage from the BlueCard® PPO network, or out-of-network care at a lower level of coverage from any licensed provider anywhere.
Kaiser Permanente Plan – Allows you choose in-network care at the highest level of coverage from Kaiser Permanente or one of its contracted providers, or out-of-network care at a lower level of coverage from First Choice Health, or any licensed provider anywhere.
Below are Summary of Benefits and Coverage for each Plan, please note that not all Plans are available in all areas.
Periodically the Trust may conduct a dependent audit to verify that all claimed dependents are still eligible for coverage. By updating your enrollment every year and adding eligible dependents and/or removing dependents that are no longer eligible, you may avoid unpaid claims.