Annual Enrollment for Medical Coverage
Annual Enrollment is the designated time each year for active plan participants to update or confirm their enrollment information, or change medical plans if there is a medical plan option available for their area of residence. You must re-enroll every year to verify or update your enrollment information, even if you do not have changes to make.
Completing Annual Enrollment every year ensures that you and your eligible dependents have medical coverage for the next plan year beginning on January 1 so that you can avoid any delayed or unpaid claims.
To make sure that you and your family are covered you must complete Annual Enrollment every year.
The Annual Enrollment period for 2023 medical plan enrollment is November 1 – December 15, 2022. If you miss the December 15 deadline you will not be able to change medical plans but you can still re-enroll for medical coverage (if eligible) to avoid any delays on medical claim processing.
Please note that you do not have to wait for Annual Enrollment to make changes in your enrollment information, if it changes during the year. For example, if you have a child, get married or divorced, change addresses, your spouse’s insurance changes, etc. you should make those changes as they occur as well as confirm your information during Annual Enrollment.
The Annual Enrollment period to change plans for 2023 is November 1 – December 15, 2022.
ONLINE – This is the easiest and fastest way to complete enrollment. Visit www.nwadmin.com and log in or register as a participant if you haven’t previously used the site. You will be guided step-by-step through the process to review your current enrollment information and make changes, or confirm that your enrollment information is current.
BY MAIL – First review this list or Kaiser’s 2022 Enrollment Guide to see if Kaiser is available in your area. Even if you are not changing plans or on Kaiser, you must still choose the correct form. Please note that the designated Annual Enrollment time to change plans for 2023 is only between November 1 – December 15, 2022.
- If Kaiser is available, download this paper enrollment form.
- If Kaiser is NOT, download this paper enrollment form.
For either form, if you choose to re-enroll by paper, you must complete the form in its entirety, not just make changes or select your plan. Sign the completed form and mail it to: Washington Teamsters Welfare Trust, Attn: Annual Enrollment. 2323 Eastlake Avenue East, Seattle, WA 98102-3393.
Please note that the designated Annual Enrollment time to change plans for 2023 is only between November 1 – December 15, 2022.
If you reside in an area serviced by Kaiser Permanente, you will be offered a choice of medical plans, the Trust PPO Medical Plan or the Kaiser Permanente Plan. Both plans are offered through the Trust. Summary of Benefits and Coverage documents for both plans will be mailed to you annually. After completing re-enrollment online at www.nwadmin.com, you may choose to stay in your current medical plan or change plans. Even if you do not want to change plans, you still must update/verify your information. Both medical plans, offered at the same cost, are:
Trust Medical Plan – Allows you to choose in-network care at the highest level of coverage from the BlueCard® PPO network, or out-of-network care at a lower level of coverage from any licensed provider anywhere.
Kaiser Permanente Plan – Allows you choose in-network care at the highest level of coverage from Kaiser Permanente or one of its contracted providers, or out-of-network care at a lower level of coverage from First Choice Health, Beech Street, or any licensed provider anywhere.
Periodically the Trust may conduct a dependent audit to verify that all claimed dependents are still eligible for coverage. By updating your enrollment every year and adding eligible dependents and/or removing dependents that are no longer eligible, you may avoid unpaid claims.