Enrollment in the Trust
The Trust is managed jointly by employer and union representatives to provide participants and their eligible family members with high quality, affordable health and welfare benefits.
When does coverage begin?
Coverage is typically available on a ‘lag month’, two months after the participant meets the minimum hours requirement and the employer begins making contributions on their behalf. You must have enrolled to begin coverage.
When should I enroll?
FOR NEW HIRES, once you meet the coverage requirements you will be sent a letter letting you know that you are eligible for coverage. The quickest way to get enrolled when coverage begins is by registering at nwadmin.com and then completing enrollment. Completing enrollment online ensures that the processing of your medical claims are not delayed.
FOR ACTIVE EMPLOYEES you are required to re-enroll every year and verify your information, even if you do not have any changes to make.
Who can enroll?
Employees who meet the requirements in their participating employer’s collective bargaining agreement are eligible to enroll in the Trust. Typically, this means that they are an active employee (not retired) and working the minimum number of compensable hours (usually 80 hours a month – i.e. full-time employment) for any one participating employer.
Eligible employees may also enroll certain dependents, these can include:
Your spouse (if not legally separated)
Children under age 26 who are your natural, step, or adopted children, or legally placed in your care for adoption
Unmarried children up to age 19 that live with you and are dependent on you for support and are grandchildren, wards for whom you are the court-appointed guardian or children of your approved domestic partner if your collective bargaining agreement includes domestic partner benefits
A legal domestic partner and children of your approved domestic partner if your collective bargaining agreement includes domestic partner benefits