Make the most of your Rx benefits.
The cost of medications in the United States continues to rise, with some medications costing medical plans and participants more and more every year. Trust PPO plan participants have comprehensive prescription coverage through MedImpact that helps keep costs consistent and affordable. However, there are still things you can do to make sure you’re paying the lowest price.
Choose generic whenever possible.
Generic medicines provide the same quality of care as brand name medicines but at a much lower cost. A generic drug is a medication created to be the same as an already marketed brand-name drug in dosage form, safety, strength, quality, and intended use. This means that a generic medicine works the same way and provides the same clinical benefit as the brand-name medicine.
Use the mail order pharmacy.
Not only does ordering your prescription through your mail-order pharmacy save you time, but it can also save you money! Mail-order pharmacies buy medications in large quantities directly from drug manufacturers at lower costs. Savings are passed on to consumers with prescriptions often costing less than if you choose a walk-in pharmacy. In addition, mail order pharmacies can provide a 100-day supply of many medications, compared to a 34-day supply for walk-in pharmacies.
Birdi™ (formerly MedImpact Direct) is the mail order and specialty pharmacy service for the Trust PPO Medical Plan. When you use Birdi you pay only the co-pay amount. To order a new prescription or move your prescriptions to mail order, visit medimpact.com to login using your member number, or call Birdi at (855) 873-8739.
Check your formulary.
A formulary is just another name for a drug list. It is a list of generic and brand-name prescription drugs covered by a specific health insurance plan. Sometimes, health plan formularies are also referred to as preferred drug lists. When you are prescribed a new drug, you can check to make sure it is on your plan’s formulary list. Usually it will be, meaning it will be covered by your insurance. But sometimes a certain brand name, type of drug, or dosage is not allowed. If that is the case, you can talk to your doctor about prescribing another option or you can choose to pay for the medication out-of-pocket. You can look up your prescription in MedImpact’s formulary list available at wateamsters.com/resources or call the MedImpact Pharmacy Helpdesk at (800) 788-2949.